Personal Banking

When you open an account with Midas Capital Bank, you can stay in control of your finances at all times.

We provide the following services

Enjoy our Convenient Personal Banking Solutions

Discover the benefits of Midas Capital Bank’s Personal Current Account; available in multiple currencies to suit your daily account needs. Use your account funds to shop online, or to fund your Free Midas Capital Bank Debit Card, and do more with your money.

Current Accounts

Receive your salary, and payments from your friends and family into your account.  Access your account 24 hours a day with an account-connected debit card.

  • EUR IBAN Account
  • Free online banking
  • Multiple Currencies, including EUR, USD and GBP
  • Receive Payments from Midas Capital’s customers quickly and easily
  • Online and Mobile Banking

Saving account

Make your money work as hard as you do! Enjoy financial growth with a high interest savings account from Midas Capital Bank.

  • 10,000 EUR minimum deposit
  • Earn up to 2.5% APR
  • Free Online Banking
  • Competitive High Interest Rates
  • Diversified deposits in multiple currencies
  • Deposits available from 1 Month
  • Free Mobile Banking

Ready to Open an Account?

Our account creation process is very straightforward. Simply fill out our online forms and be pre-approved within 24 hours.

Borrow Money

For everyday needs

  • Receive a credit line. Get approved fast with minimum documents required.
  • Up to 10,000 EUR
  • As low as 18% APR
  • Approval in as 24 hours!

To buy a house

Mortgage loans. Your dream home is closer than you think.

  • Up to 250,000 EUR
  • Loan up to 25 years
  • As low as 5.7% APR
  • Loan up to 500,000 EUR (or currency equivalent)
  • Fast approval
  • Loan up to 25 years
  • Down payment as low as 10%

To buy a car

Vehicle loans. Drive away in style with a Midas Capital Bank vehicle loan.

  • Up to 50,000 EUR (or currency equivalent)
  • Loan up to 4 years
  • Rates as low as 9.5% APR

Transfer and Withdrawal Methods

Wire Transfers

Wire transfers via SWIFT network is one of the most common ways to transfer funds worldwide. Our network of banking partners enables you to transfer funds to over 200 countries in over 10 currencies.

Debit Card

The most popular funds withdrawal method is MIDAS CAPITAL BANK DEBIT CARD. Available in EUR and shipped within a few days. Withdraw funds from ATMS worldwide and make purchases online or at local stores.

Transfers from other Midas Capital Bank Clients

Receive instant transfers from other Midas Capital Bank customers. This is by far the most popular, fastest and cheapest way to get funds into your Midas Capital Bank Account.


Receive a virtual SEPA bank account with SEPA capability. Your beneficiary name will be on the account and you can accept payments via the SEPA network. This is great for clients who work with EU companies that can only pay to EU based bank accounts.

Wire Transfers

All incoming wires will be credited directly into your Midas Capital Bank account.

Online Banking

Quickly access your online account 24 hours a day and take control of your finances

  • Multiple authentification methods
  • Transfer funds
  • View statements
  • Set up standing orders and direct debits