Bank is in the business of providing banking services to individuals and entities (collectively the “Customers”). Bank, or one of its affiliates, also maintains a relationship with a principal member of MasterCard International (the “Member Bank”) under which the Member Bank maintains, operates and administers a co-branded prepaid debit card program to facilitate the Bank’s payments.
If you visit the Bank’s website (“Site”) for informational purposes only, the Bank will not require you to provide any personal information. You will remain anonymous unless you register for any of our services or otherwise elect to disclose your identity. However, the Bank may collect and store certain visitor data including, but not limited to, browser type, Internet Protocol (“IP”) address, and geo-location information.
At other times, the Bank may collect certain Customer-related personal information, such as:
Additionally, when a Customer has registered for an account with the Bank and logs into the account, the Bank may collect the IP address, standard log-in information and certain geo-location information.
The Bank does not knowingly collect information about any person under the age of 18.
The Bank will use personal information to conduct certain activities related to a Customer’s use of the Site and to service any account a Customer maintains with the Bank. Such use will include:
The Bank has implemented technical and managerial procedures to maintain accurate, current and complete information as well as to protect personal information from loss, misuse or alteration when it is under the Bank’s control.
Personally identifiable information will be stored on the Bank’s secure servers or stored on third party servers located in secure data centers in Russia and Romania. The Bank has ensured that or has ensured that third parties maintaining the servers have appropriate safeguards such as firewalls and data encryption and that appropriate physical access controls to the files is enforced. The Bank authorizes access to personal information only for those employees who require it to fulfill their job responsibilities.
Personal information is also password protected so that access is limited to Customers and those with whom a Customer shares their password, the Bank, as well as third party access facilitated by the Bank in relation to performance of the services offered by the Bank.
The Bank has also taken steps to protect the integrity of its Customers’ personal financial information when they initiate a transaction on the Bank’s Site.
Despite the Bank’s reasonable efforts to protect personal information, the Bank cannot guaranty the personal information will not be accessed, disclosed, altered or destroyed.
You have several choices with respect to cookies. You can modify your browser preferences to accept all cookies, to notify you when a cookie is set, or to reject all cookies. However, the Bank’s Site may use cookie-based authentication. Accordingly, if you choose to reject all cookies, you may not be able to log onto the Site and/or use the Bank’s services.
You may review and edit your personal information by logging into your account at the Site and/or contacting the Bank directly by visiting our Contact Us page.